EXIM BANK

1. Export Credit Insurance - Protects U.S. exporters against nonpayment by foreign buyers. - Covers commercial and political risks. - Enables exporters to offer competitive credit terms to international customers. - Helps SMEs access foreign markets. 2. Working Capital Guarantees - Provides guarantees to commercial lenders so they can extend loans or lines of credit to U.S. exporters. - Supports export financing for production, inventory, and operations. - Reduces risk for banks, facilitating financing that might not otherwise be available. 3. Loan Guarantees / Foreign Buyer Financing - Guarantees loans made by private lenders to foreign buyers purchasing U.S. goods and services. - Expands access to international markets for U.S. exporters. - Often used for large-scale projects or high-value exports. 4. Direct Loans - EXIM can directly lend to foreign buyers to purchase U.S. exports. - Typically used when private financing is unavailable or for high-risk projects. - Supports strategically important exports and sectors. 5. Specialized Programs - Small Business Programs: Tailored insurance and financing products for SMEs. - Medium- and Long-Term Financing Programs: For capital goods, infrastructure, renewable energy, and transformational projects. - Environmental and Social Programs: Financing aligned with sustainable development goals, renewable energy, and environmentally beneficial projects. 6. Advisory and Support Services - Guidance for U.S. companies on export finance options. - Assistance in navigating complex international trade transactions. - Tools and resources to identify market opportunities globally.