Being careful, tidy, and austere are positive features when talking about business because money is carefully managed and not wasted. Not having any savings can be harmful because SMEs are not immune a future economic crisis in the, where having money is required.

The reality is that many entrepreneurs start their business with a loan, making it difficult for immediate takeoff. Therefore, it is important to be as economically fit as as possible for a the beginning period, avoiding unnecessary expenses. Well planned and projected revenues and expenditures from day zero is an exercise that should be performed. This helps in many factors such as: knowing what month had more sales and identifying extra money, which could be put away as savings.

Many people have never acquired the ability to save. They are the ones who do not know why they always lack money. 

One of the best measures to promote savings is to eliminate wasteful spending. Employers just have to pay more attention to expenses, such as cell phone costs. Having a plan with a limited number of minutes is an excellent way of saving and having a fixed monthly expense. It is always advisable to print only those documents that are needed. It is also useful to buy recycled cartridges, scan everything you can, and take advantage of the many free online services that offer free online resources.

Remember that saving is not synonymous with being cheap. It is to be a  visionary, be wise, and not squandering. It also means investing in some fundamental elements, but more than anything, to be efficient.

• Recycle whatever you can.
• Don't spend more than needed on electricity or other inputs: Don't leave computers running, lights on, or any unnecessary machinery not needed on.
• Recycling equipment: Many things second hand can be as useful as the first.
• Learning to negotiate prices and finding more than one option when buying.
• Debt is synonymous with investment.
• Develop and abide by a budget system .
• Using more email and less paper mail, less business lunches, meetings with video conferencing , etc.
• Hire multi-skilled staff.